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  • 10 Factors Behind the San Francisco Market

    Supply, Demand, Money & Demographics: 10 Factors Behind San Francisco’s Real Estate Market   Updated January 2015   This chart is a simplified, smoothed-out and approximate look at the last few real estate cycles in San Francisco, illustrating ...

  • Home Buying as an Investment

    Home Prices, Inflation, Leverage & Home Equity   This analysis was created in October 2013   First and foremost, any home purchased needs to work as a home: it fulfills your housing needs at an affordable monthly cost – ideally, a cost, after t...

  • Home Buying Process in Detail

    Buying a home is typically the largest, most complicated, and often most emotional financial transaction of one’s life. There is a lot at stake, not just money but also issues such as security, happiness and everything else wrapped up in the concept of &...